Temp Cover - Insurance Only When You Need It
There are numerous reasons and situations where drivers may take out short term car insurance cover. One is making sure you are adequately insured when using a friends car. Although you may be able to drive another vehicle on your annual policy, taking out an extra policy for this could protect any no claims bonus acquired. This could therefore be an economical option for careful drivers.
Another reason temp cover is taken out is to provide protection for an additional driver so driving can be shared on a longer journey.
Insuring a foreign guest while they are visiting is popular reason. As is requiring automobile insurance when buying a new vehicle and needing to drive it home before securing a longer term policy.